TrueMoney is Thailand’s leading payment application designed for all mobile network users. The all-in-one app provides a secure platform for making cashless payments for a variety of everyday needs. Whether it’s mobile top-ups, bill payments, online or offline shopping, or other financial transactions, TrueMoney simplifies your financial management with just a few taps on your smartphone.

Instant Mobile Top-up

Experience the convenience of top-uping your TrueMove H and Dtac prepaid numbers effortlessly, anytime and anywhere. This feature ensures you stay connected without hassle, all within the safety of the TrueMoney app.

Digital Lending Made Easy

TrueMoney partners with two financial institutions to offer digital loans, providing quick and secure legal lending options under the supervision of the Bank of Thailand. These loans include a range of flexible products, such as:

• Personal Loan (name: Pay Next Extra) with revolving credit, allowing a credit limit up to 5 times your monthly income, with an interest rate ranging from 0% to 25% APR. The repayment period can extend up to 48 months.
• Digital Personal Loan (name: Pay Next) offering a revolving credit up to 20,000 THB, with the same interest rate range and repayment terms up to 5 months.
• Personal Loan via Kiatnakin Phatra Bank, such as KKP Cash Now, providing term loans with credit limits up to 5 times the monthly income and interest rates between 8.99% to 25% APR. Repayment periods range from 24 to 60 months.

Loan Management and Example

Rest assured, your financial data is fully protected within the TrueMoney ecosystem. The app employs multiple security layers, including real-time 24/7 monitoring, face verification, and world-class encryption standards. This means you can pay, transfer, and manage your money with confidence, knowing your information is safe.

TrueMoney enables you to transfer money instantly without fees, and even send gift envelopes or link payments easily. It supports seamless shopping at popular stores like 7-Eleven, 7Delivery, Lotus’s, and many other merchants both in Thailand and abroad—no cash needed. You can pay at over 40 international destinations with just a few taps. Additionally, the app allows you to purchase games, apps, stickers, and music directly from the Play Store with minimal fuss and no fees.

For any questions or assistance, TrueMoney offers a 24/7 call-center (Tel: 1240) and in-app live chat. The service aims to provide not just a digital wallet but a comprehensive financial ecosystem that adapts to your needs—whether you're paying bills, managing loans, or making international transactions.

If you’re tired of juggling multiple financial apps or dealing with the hassle of cash, TrueMoney presents a smart, secure, and efficient solution. Its user-friendly interface makes setup simple even for beginners, and its vast range of features—from mobile top-ups, bill payments, and digital loans to international transfers—makes managing your money easier than ever. Whether it's everyday expenses or larger financial planning, TrueMoney aims to be your trusted financial companion.

With its emphasis on security and ease of use, TrueMoney is poised to become an essential part of your digital lifestyle. Download the app today to experience the convenience and innovation in mobile financial management—and take control of your financial future with confidence.