The Public – Stocks and Options app is a comprehensive platform designed to simplify investing in stocks, options, and various assets for users of all experience levels. With its focus on accessibility, education, and community, the app aims to democratize investing and empower individuals to build wealth confidently.

Lock in High-Yield Returns

One of the standout features of the Public app is the •LOCK IN 6% OR HIGHER YIELD. By investing your cash into a Bond Account on Public, you can secure a 6% or higher yield* that remains stable even if the Federal Reserve cuts interest rates. This provides investors with a reliable income stream and peace of mind amid fluctuating market conditions.

Options Trading and Rebates

For those interested in options trading, Public offers opportunities to earn •TRADE OPTIONS? EARN REBATES. You can receive between $0.06 and $0.18 for each stock or ETF options contract traded, with increased rebates as trading volume grows. This incentivizes active trading while helping users offset trading costs.

High-Yield Cash Account

The app also provides a •EARN 4.1% APY on a High-Yield Cash Account, allowing users to earn an industry-leading annual percentage yield with no fees or minimum deposit requirements. Funds in this account are protected up to up to $5M FDIC insurance, making it a safe place to park cash while earning interest.

IRA with 1% Match

Retirement investors can benefit from the •GET A 1% IRA MATCH. Public matches 1% on all annual IRA contributions, which can add up to an extra $70 or $80 if you maximize your yearly contributions*. This feature helps accelerate retirement savings seamlessly.

AI-Powered Investment Support

Enhancing the investment experience is •ALPHA: AI FOR INVESTORS. This artificial intelligence tool offers real-time investing insights, asset evaluation, analyst ratings comparison, and earnings exploration. Alpha aims to provide investors with actionable context, making informed decisions easier.

The Public app is not only about trading but also about learning. Its educational content includes articles, tutorials, and videos that simplify complex investment concepts such as options strategies, dividends, and bond yields. Whether you’re a beginner or an experienced trader, these resources help deepen your understanding of the market.

First impressions of the Public app highlight its clean, intuitive design. The dashboard provides a snapshot of your portfolio, recent market trends, and news updates, mimicking the experience of a personal financial advisor. Setting up an account was quick, and navigation is straightforward, even for those less familiar with technology.

Making trades — buying stocks or options — is simple. With just a few taps, you can execute transactions without paying commissions, maximizing your returns. The seamless interface and user-friendly features make it accessible for all users, whether you're just starting or looking to expand your portfolio.

In today’s investing landscape, understanding market dynamics and making informed decisions are crucial. The Public – Stocks and Options app stands out as an accessible and educational platform that caters to a broad audience. Its features, such as high-yield accounts, options rebates, and AI-powered analysis, provide valuable tools to enhance your investing journey. Whether you aim to grow your wealth, explore new asset classes, or learn more about the stock market, this app offers a compelling solution. Jump in now and discover how modern investing can be straightforward and rewarding with Public.