In 2024, Oportun: Finances Made Simple has quickly become known as one of the best savings apps, earning high praise from reputable sources like Forbes Advisor and Bankrate. Designed to make managing your money easier, this innovative finance app allows you to save, borrow, and track your finances all in one place. Whether you're aiming to build savings, pay down debt, or simply keep your financial life organized, Oportun is built to help you achieve your goals with minimal hassle.

The Set & Save™ feature tailors your savings experience to your individual financial habits, income, and schedule. Once you set your goals, the app automatically moves money into your savings account at optimal times, so you can achieve both big and small goals without constantly thinking about it. On average, members save over $1,800 per year* thanks to this automated process, making it a practical tool for building your finances gradually.

With Oportun, you can set personalized savings goals for a variety of ambitions, from concerts to vacations, new appliances to a first home. The app has already helped users save over $10.4 billion across 15 million goals. Whether you want to create a rainy day fund or prepare for future expenses, Oportun guides you through the process with ease and efficiency.

The app learns your financial rhythm by analyzing bill due dates, paydays, and account activity to save without disrupting your day-to-day life. You can also customize how often and how much money the app sets aside, ensuring that your savings grow at a comfortable pace. This makes saving money feel natural and personalized, removing the stress from financial planning.

The app puts you in control: you can pause savings at any time, move your money back into your bank account, and decide whether to save more or less. You are the boss of your finances, setting limits and giving guidance on how your money should be saved, making the process transparent and flexible.

1. Get started in minutes: Link your bank account and define your savings goals.
2. Oportun learns your spending habits and income to identify smart saving opportunities.
3. Effortlessly transfer funds: The app automatically moves money from your bank into savings based on your preferences.

Start your journey with a free 30-day trial to see how much you can save. After the trial, continue saving effortlessly for just $5 per month. You can cancel anytime, making it a risk-free way to improve your financial health.

Oportun members with a personal loan can manage their loans directly through the app—check balances, make payments, set up autopay, and monitor loan status all in one place. The app is free for members to use for loan management, making it convenient to stay on top of financial obligations.

Your funds are protected with FDIC insurance up to $250,000, as your savings are held in insured accounts at institutions like Wells Fargo. Oportun is certified as a Community Development Financial Institution (CDFI) by the US Treasury Department and holds an A+ rating from the Better Business Bureau.

Formerly known as Digit, the Oportun app helps users save money automatically, budget smarter, and manage loans more efficiently. Its user-friendly design and powerful features make it suitable for everyone—from students managing a tight budget to professionals looking for smarter financial tools. With security at its core and a wealth of features designed to streamline your financial life, Oportun is a reliable partner in your journey toward financial freedom.

Getting started is quick and easy, and the app puts your financial control back into your hands. Whether you want to build an emergency fund or pay off debt, Oportun supports your goals with personalized, automated savings and loan management solutions that fit your lifestyle. Download the app today and experience how simple managing your finances can be with the right tools at your fingertips.