B9: Cash Advance・Banking・Earn
B9 is a modern fintech app designed to give you control over your money with early paycheck access, everyday banking tools, and opportunities to earn extra cash, all from your phone. No credit checks, no interest, and no late fees accompany a simple, intuitive experience that more than 1.5 million users already trust to make money management easier. When you link your debit card and set up direct deposits, you can access your earnings faster, while enjoying convenient transfers, a Visa Debit Card, and rewards that add up over time.
Key Features
Cash Advances Up to 750 per Pay Period offer you relief when paydays aren’t aligned with your bills. Basic plans let you access up to $100 per period, while Premium plans extend that limit to as much as $750, helping you cover essentials without waiting. Note that terms apply and availability varies by plan and location.
Everyday Mobile Banking makes money management effortless. Open your B9 Account in minutes, move funds via ACH or wires, and use both virtual and physical B9 Visa Debit Cards—without overdraft fees or a minimum balance.
Make Extra Money in the App by completing simple tasks like games and app downloads. It’s a creative way to boost your cash flow while you’re on the go.
Personal Loans (California residents only) provide options for larger purchases or planned expenses beyond your cash advance.
Earn Up to 5% Cashback on daily purchases when you use your B9 Visa Debit Card, turning routine spending into rewards.
Build Credit Smarter with B9 Premium, which includes credit monitoring, score tracking, and a simulator tool to help you plan your financial future.
Getting Started
To begin, download the B9 app and open an account. Then set up direct deposit from your job, gig work, or benefits—the more consistent your deposits, the more you can leverage B9’s features.
To get your first $50 cash advance, ensure you receive $300+ in qualifying deposits within two weeks and link your debit card.
Use the built-in tools to see your next available advance and apply it when you need it. Spending happens with your B9 Visa Debit Card, and repayment is automatically drafted with your next paycheck.
Plans & Pricing
Basic Plan — $11.99/month or $0*:
Cash advance: up to $100 per pay period • Up to 5% cashback • Instant B9-to-B9 transfers • No-fee ACH withdrawals
Premium Plan — $19.99/month or $0*:
Cash advance: up to $750 per pay period • Up to 5% cashback • Credit monitoring & score simulator • Loan access for California users • Instant B9-to-B9 transfers • No-fee ACH withdrawals • B9 Play&Earn
*Subscription fee waived for the first 30 days. Stay free by direct depositing $5,000+ monthly.
Why B9 Stands Out
Why wait for payday when you can get paid early and keep better track of your money? B9 blends flexible cash advances with everyday banking tools, earning potential, and credit-aware features to help you manage finances more confidently. It’s designed to be simple, transparent, and approachable—a practical companion for budgeting, saving, and growing your financial resilience. If you’re curious about a smoother money routine that integrates earning opportunities directly into your banking app, B9 could be the smart addition your budget needs.
Notes
B9 Advance is an optional, no-fee service. Availability varies by state, and eligibility depends on account history, deposit frequency, and other factors. B9 is not a bank; banking services and the B9 Visa Card are provided by Evolve Bank & Trust, Member FDIC. Individual terms, limits, and features may change over time, so review the latest TOS in the app.
Pros
- Instant cash advances available
- No credit check required
- User-friendly interface
- Low fees compared to competitors
- Real-time spending alerts
Cons
- Limited to specific income sources
- Cash advance limits can be low
- Requires bank account linking
- No investment options available
- High late repayment fees
